Prep Your Family for Disasters During National Preparedness Month

September is National Preparedness Month, a time for you and your loved ones prep for and practice how to handle disasters. This year’s theme: Disasters Happen. Prepare Now. Learn How.

When disaster strikes, time is of the essence. That’s why it’s crucial for you to only have a plan of action but to also have materials you may need gathered in a safe location and to practice your plan with your family before it’s too late.

From wildfires to hurricanes to tornados to earthquakes, you could find yourself and your family in need of life-saving tactics such as first aid and CPR. You could also need provisions such as food and water, cash and important documents such as insurance policies, utilities such as water and gas shut off.

The Department of Homeland Security’s yearly awareness campaign invites you to use the month of September to get your plan and your provisions prepared so you can be ready to face possible natural disasters.

Here are the campaign’s weekly themes:

Week 1 September 1-8: Make and Practice Your Plan

Cover the basics:

  • Make an emergency plan
  • Sign up for alerts and warnings in your local area
  • Learn evacuation zones
  • Practice your plan
Week 2 September 9-15: Learn Life-Saving Skills

Focus on valuable skills and tactics:

  • Know basic home maintenance
  • Learn how to turn off utilities
  • Test smoke alarms throughout your home
  • Learn life-saving skills such as CPR
Week 3 September 16-22: Check Your Insurance Coverage

Consider how to manage possible aftermath:

  • Check your insurance policies for adequate coverage
  • Learn about other types of insurance you may need for your loved ones and your homes
Week 4 September 23-29: Save For an Emergency

Think about your financial well-being:

  • Plan your finances for possible disasters
  • Maintain emergency savings

In times of disaster, quality health insurance may help you and your family face challenges brought about by hazardous conditions. Talk to your insurance agent about choosing policies that make sense for your health and your lifestyle needs.

Ask your agent about:

Visit the National Preparedness Month campaign website for more information on this significant opportunity to raise awareness.

*Note that STM and limited benefit insurance do not count as minimum essential coverage required by the Affordable Care. They are not sufficient forms of coverage to avoid facing a tax penalty. They are not suitable to serve as sole medical coverage. Review policy terms, conditions, limitations, and/or restrictions prior to making a purchasing decision.

 

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